TRUST SERVICES

BancTrust Company, Inc. is a wholly owned subsidiary of BankTrust Financial Group, Inc. We offer a full array of trust and investment management services to individuals, businesses and foundations. Our trust professionals are ready to assist you in preparing and ensuring the financial well being of your loved ones by managing your assets, looking after your investments if you become incapacitated, and showing you ways to reduce potential estate taxes. For our business clients, we offer retirement plans and custody services to assist you in staying competitive in your markets. Whether you need business or personal services, a dedicated trust professional will assist you each step of the way.

Personal Trust Services

Since each of our client’s financial needs and long term estate planning goals vary, the type of service that our professionals recommend is based upon a careful analysis of your financial needs and hopes for the future. The types of personal trust administered by BancTrust Company, Inc., include:

• Living or Revocable Trusts
• Testamentary Trusts
• Charitable Trusts
• Life Insurance Trusts
• Investment Agency Accounts
• Personal Custody Accounts

Services provided in the administration of these accounts include:

• Collection of Information to Implement the Appropriate Investment Plan for the Account
• Custody of Assets
• Collection of Interest and Dividends
• Distribution of Funds as Directed
• Preparation of Detailed Reporting
• Preparation and Distribution of Tax Information

Investment Services in our trust administration process include:

• Daily Valuation of Assets
• Review of Account Holdings on a Regularly Scheduled Basis
• Execution of Trading
• Portfolio Manager Support For Each Account

Tracking and Reporting of Investment Returns

Estate Administration

The administration of an estate is complex and time consuming. The Executor or personal representative is called upon to make critical decisions during an emotional period for a family. Important decisions related to taxes and asset management must be made. A seasoned Trust Administrator will work with your family, attorney and other specialists to accomplish this.

The services that BancTrust Company, Inc. provides during the estate administration process include:

• Custody and Secure Assets
• Appraise all Estate Assets
• Pay Debts
• Collect Funds Owed to the Estate
• Manage and Safe Keep Assets During the Estate Administration Process
• Provide Detailed Accountings of all Transactions to the Beneficiaries
• Complete and File all Required Tax Returns
• File Necessary Information at Probate Court

 

The role of the Executor is to carry out the wishes of a client as expressed in his or her Last Will and Testament. Many decisions, both personal and financial, will be made during this period. BancTrust Company, Inc., as a professional, objective third party, provides the expertise needed to make these decisions.

Retirement Services

Competition in the job market requires our business customers to offer benefit packages to their employees. The quality of these benefits and how they are delivered are of critical importance. Banc Trust Company, Inc. offers a full range of employee benefit retirement plans for businesses, both large and small. In no other area of financial services is there a greater need for seasoned Trust Administrators and state of the art technology. Ever changing regulatory requirements and tax law changes require a professional to ensure each and every benefit plan offered remains in compliance with their regulations and laws. Banc Trust Company, Inc. can plan and administer the following type of plans:

• Profit Sharing
• 401(k) Salary Deferral Plans
• Money Purchase Pension Plans
• Defined Benefit Pension Plans
• Non-Qualified Plans
• IRA Rollovers

Particular services that are included for our retirement service customers are as follows:

• Safekeeping of Plan Assets
• Record-keeping Services
• Quarterly and Annual Plan Level Statements
• Certified Trust Statement
• Provide Plan Design and Administration
• Perform Coverage, Contribution and Non-discrimination Tests Annually
• Calculate Retirement or Termination Benefits
• IRS Form 5500 Preparation
• Loan Administration
• Enrollment Meetings
• Participant Education

Banc Trust Company, Inc. offers these retirement services through state of the art technology by a staff committed to personal service.

Online Access

Our clients have access to their accounts via the Internet through Portfolio Account Link (PAL). PAL allows customers to retrieve statements, review transactions and retrieve current market values for their accounts. We also offer investment performance reporting through Investment Scorecard, a third party performance reporting system for those clients who want to monitor performance of their account.

Our Staff
 

Robert B. Doyle, III

Chairman & C.E.O.

Bud has over twenty years of experience in the personal trust industry. He has worked for major regional banks in Virginia and Alabama with extensive experience in personal trust and estate administration. He holds a B.A. in History from Auburn University, a J.D. from Cumberland School of Law and is a graduate of the National Graduate Trust School at Northwestern University. He has served in numerous capacities with the Alabama Bankers Trust Division and the Mobile Estate Planning Council.

Daniel Britton

President

Dan has been in the trust business for over thirty years. He began his career with the First National Bank of Mobile, later working for the trust department of SouthTrust, then moving to the First National Bank of Brewton in 1979, as department head. He is a graduate of the University of North Alabama and received his J.D. degree from the University of Alabama Law School and is a member of the Alabama Bar Association. Dan has extensive experience in the administration and management of trust services.

Arnold P. Avery

Senior Vice President/Trust Officer

Arnold has over 35 years of experience in banking with 28 years spent in the various areas of trust administration and account management. A graduate of the University of Alabama with a degree in Commerce and Business Administration, Arnold has most recently been with The Peoples Bank & Trust in Tuscaloosa, an office he has managed since 2001.

Carolyn L. Bollenbacher

Vice President/Trust Operations Manager

Carolyn has over eleven years experience in trust securities processing and trust operations with BancTrust Company, Inc. She attended Auburn University of Montgomery and is a graduate of Cannon Trust Operations School. She has received the Certified Securities Operations Professional designation.

M. Elaine Catoe

Vice President/Trust Administrator

Elaine has over thirty years of experience in trust and estate administration beginning with the First National Bank of Brewton, the predecessor to BancTrust Company, Inc. She is a graduate of Jefferson Davis Junior College, Southern Trust School, and the National Graduate Trust School at Northwestern University. She maintains her Certified Trust and Financial Advisor designation through the Institute of Certified Bankers. Elaine is active in the community, serving as a Director for the Greater Brewton Foundation and on the Adrian and Marie Downing Educational Trust Committee.

Robert E. Hardin

Senior Vice President/Trust Investment Manager

Bob provides investment management for the trust company. He graduated from the University of South Alabama and holds the Certified Financial Planner and Charter Mutual Fund Counselor designations. Formerly with SunTrust Bank, Bob has over twenty four years investment experience, eighteen years of which have been as a portfolio manager for trust clients. Bob serves on the boards of the University of South Alabama National Alumni Association and the Gulf States Chapter of the Financial Planning Association.

Raymond F. Lynn

Senior Vice President/Trust Manager

Raymond has been employed at BankTrust Company, Inc. for thirty-three years. He has a B.S. in Marketing from the University of Alabama. He is also a graduate of Southern Trust School and a graduate of the National Graduate Trust School.

Alexis J. Malloy

Vice President/Employee Benefits Manager

Alexis has over nineteen years of experience in the employee benefit area. She began working with First National Bank of Brewton in 1986. She has attended Southern Trust School, completed numerous Cannon Financial Employee Benefit courses, and has earned her Certified Retirement Services Professional and Certified Individual Retirement Account Services Professional designations.

Gary M. Pierson

Senior Vice President/Senior Trust Officer

Gary has over 40 years of experience in trust administration. He began his career with The Peoples Bank & Trust in Selma and was named head of the Trust Department there in 1977. A graduate of Auburn University, he is a graduate of the FBA Trust Training School, the American Institute of Banking Trust Department Services School, the Florida Trust School, and the National Trust School. Gary has been active with the Alabama Bankers Association Trust Division, serving as its President in 2005.

O. G. “Jack” Rester

Vice President/Trust Administration

Jack has worked in the trust industry since 1998. He earned his Bachelor’s degree in accounting from the University of South Alabama and is a recent graduate of the National Graduate Trust School at Northwestern University. He received his designation of Certified Retirement Service Professional in 2001 and in 2005 achieved the Certified Trust and Financial Advisor designation. Jack specializes in the administration of qualified retirement plans, as well as personal trust administration.

C.E. “Scoop” Rivers

Vice President/Trust Officer

With over 25 years of experience in journalism, sales and marketing within various industries, Scoop entered the trust field in 1998. He has both field and senior management experience in sales and marketing. In the field of trust and wealth management, his primary focus is on business development while also handling account administrative and asset management duties. A graduate of the Southern Trust School, Scoop is active with the Alabama Bankers Association Trust Division and serves on the Board of Trustees of the Southern Trust School.

E. Jason Walker

Vice President/Trust Administration

Jason was a public accountant, prior to joining this trust company in 2001. He received his Bachelor’s degree in accounting from Auburn University and a Masters of Accountancy with a tax concentration from the University of West Florida. Jason is also a graduate of the Southern Trust School.